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First Security Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program through December 31, 2013, all noninterestbearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and seperate from the coverage available under the FDIC's general deposit insurance rules.

COMMERCIAL DEPOSIT ACCOUNTS


SPREE CHECKING ACCOUNTS

  • No minimum balance required
  • No service charge
  • Checks are not returned in your statement

NO SURPRISE CHECKING

  • No minimum balance required
  • $5.00 per month service charge

CHECKING “500”

  • $500.00 average balance required
  • $7.50 monthly service charge if average balance falls below $500.00
  • Free checks (pre-determined style)

NOW ACCOUNT* – not available to corporations

  • $1,000.00 minimum balance required
  • $10.00 monthly service charge if balance falls below $1,000.00
  • Earns interest monthly

REGULAR SAVINGS ACCOUNT*

  • $2.00 service charge if average balance falls below $200.00
  • Interest is paid semi-annually
  • Quarterly statements
  • Civic and Non-Profit Organizations and children under 18 are exempt from any charges
  • Some transactions may be limited

* Interest rate on all variable rate accounts may change after account is opened.



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