COMMERCIAL DEPOSIT ACCOUNTS

SPREE CHECKING ACCOUNTS

• No minimum balance required
• No service charge
• Checks are not returned in your statement

NO SURPRISE CHECKING

• No minimum balance required
• $5.00 per month service charge

CHECKING “500”

• $500.00 average balance required
• $7.50 monthly service charge if average balance falls below $500.00
• Free checks (pre-determined style)

NOW ACCOUNT* – not available to corporations

• $1,000.00 minimum balance required
• $10.00 monthly service charge if balance falls below $1,000.00
• Earns interest monthly

REGULAR SAVINGS ACCOUNT*

• $2.00 service charge if average balance falls below $200.00
• Interest is paid semi-annually
• Quarterly statements
• Civic and Non-Profit Organizations and children under 18 are exempt from any charges
• Some transactions may be limited

* Interest rate on all variable rate accounts may change after account is opened.