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First Security Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program through December 31, 2013, all noninterestbearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and seperate from the coverage available under the FDIC's general deposit insurance rules.

Fees and Other Services


Wire Transfers: Incoming $25.00 per transfer (for non-customers)
Outgoing $20.00 per transfer
 
Stop Payments: $25.00 per check
$50.00 lost checkbook
 
Overdrafts: $22.00 per check
$22.00 continuous overdrafts every 9 days
* The fee is imposed for overdrafts created by check, in person withdrawals, or by other electronic means, as applicable.
 
Safe Deposit Boxes: $30.00 per year (3 x 10)
$40.00 per year (5 x 10)
$60.00 per year (10x 10)
* save $5.00 per year when you sign up for automatic payments
$50.00 for lost Safe Deposit Key
$20.00 late fee 

Escrows: $15.00 a month with monthly payments
$75.00 a year with annual payments
Set-up fee will vary with size of escrow
 
Visa® Check Card: $10.00 annual fee
 
MasterCard®Visa®: No annual fee for first year, $10.00 per year after that
15.96% fixed rate APR
 
Money Order’s: $3.00 per check
 
Cashier’s Checks: $10.00 per check
 
Personal Checks: Prices vary with quantity and design
 
Account Research: $40.00 per hour
 
Collections: $25.00
 
Auto Transfers: $2.00 per automatic transfer from savings to checking to cover
overdrawn account
 

OTHER SERVICES

Coin Counting and Wrapping

Cash Advances (MasterCard®, Visa®, Discover® and American Express® )

Notary Public

U.S. Savings Bonds

Travel Money Cards

Night Depository

 

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