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RATES


The Annual Percentage Yield is accurate as of the effective date of: March 20, 2008
CERTIFICATE OF DEPOSIT RATES
$500.00 Minimum Balance for all CD's

Product Interest Rate Annual Percentage Yield
3 Month 2.00% 2.015%
6 Month 2.10% 2.111%
12 Month 2.20% 2.20%
24 Month 2.30% 2.30%
36 Month 2.40% 2.40%
60 Month 3.00% 3.00%
18 Month Add-On 2.25% 2.263%
Substantial penalty for early withdrawal

The Annual Percentage Yield is accurate as of the effective date of: April 1, 2008
DEPOSIT RATES
Product Interest Rate Annual Percentage Yield
Passbook Savings Account .75% .751%
Money Market Savings
($2,500.00 Minimum Balance)
.75% .752%
NOW Account
($1,000.00 Minimum Balance)
.50% .501%
Traditional IRA 3.75% 3.75%
Roth IRA 3.25% 3.25%
Accounts are variable rate accounts. Rates may vary after the account opening. 
Any fees associated with these accounts can be found on our fee schedule. 
 
Canadian Exchange Buying: 3% 
Canadian Exchange Selling: 1% 

 

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